Moving to Dubai Costs: A Real‑World Budget Guide

Thinking about a fresh start in Dubai? Most people picture skyscrapers and luxury shopping, but the real question is: how much cash do you actually need? Let’s cut through the hype and give you the numbers you’ll face when you pack your bags.

Housing and Utilities

Rent is the biggest line item. A one‑bedroom apartment in a popular area like Marina or Jumeirah Lake Towers usually runs between 4,500 AED and 7,000 AED per month. If you’re okay with a bit of a commute, neighborhoods farther from the waterfront can drop the price to around 3,000 AED. Sharing a flat with a roommate halves the cost and gives you a chance to meet other expats.

Utilities (electricity, water, cooling) add roughly 400‑800 AED a month, depending on how often you use the air‑conditioning. Internet is a flat 300 AED for a decent 100 Mbps package. Many buildings include water in the rent, so always ask the landlord what’s covered.

Everyday Living Expenses

Food can be as cheap or as pricey as you make it. Cooking at home with groceries from supermarkets like Carrefour or Lulu costs about 1,200‑1,500 AED for a single person. Dining out at a mid‑range restaurant will set you back 50‑100 AED per meal. If you love brunches or gourmet spots, plan for a higher budget.

Transportation is straightforward. The Metro costs between 3‑7 AED per ride, and a monthly Nol card for unlimited travel is about 300 AED. Taxis start at 12 AED and add 2 AED per km, so occasional rides won’t break the bank if you use them sparingly.

Don’t forget health insurance. Most employers provide coverage, but if you’re self‑employed or on a visa without a sponsor, a decent plan starts at 600‑800 AED per month. It’s a non‑negotiable expense in the UAE.

Finally, there are hidden costs that catch newcomers off guard: visa fees (around 5,000 AED for a first‑time work visa), bank account setup (sometimes a small deposit), and occasional “service charges” for apartment maintenance that can be 200‑500 AED per year.

Putting it all together, a modest single lifestyle in Dubai typically costs between 8,000 AED and 12,000 AED per month. If you aim for a more upscale life—luxury apartment, fine dining, private transport—budget upwards of 20,000 AED monthly.

Before you move, list your priorities, compare neighborhoods, and calculate your total monthly outlay. Knowing the real numbers helps you avoid surprises and enjoy Dubai for what it is: a vibrant city that can fit many budget levels.